NO HOA, NO MONTHLY DUES, NO SPECIAL ASSESSMENTS! This beachfront townhouse offers incredible views and beach access. It's a DIRECT GULF FRONT, 4-bed, 3.5-bath townhouse on a private beach. Enjoy stunning water views from the living room and master bedroom balconies. The bottom floor has 2 bedrooms, a Jack-and-Jill bath, and patio access. The middle floor features the living, dining, and kitchen areas with stainless appliances. The third floor boasts a master suite with a private balcony and a fourth bedroom with an en-suite bath. Fully furnished with 2023 updates, including premium flooring and a hurricane-proof roof. With private parking and a rental projections between $130k-145k annually, this property is a gem on Okaloosa Island. Save over $15,000 - $20,000 yearly with no HOA dues!